Credit Repair
Improve Your Credit
Build Credit and Confidence
Your credit score is a reflection of different documentation and financial factors. If you’re struggling to qualify for loans or financing, Credit Lift is here to help. We provide assistance to help you improve your credit that, in turn, opens up more opportunities for you to explore. This helps you build your confidence in not only your credit knowledge, but also in your future. Contact us today to schedule a free, no-obligation consultation.
Things That Affect Your Credit Score
- Payment History
- Amount Owed
- Length of Credit History
- Credit Portfolio Makeup
- New Credit
Budgeting
Payment Schedules
Opening Credit
Address Revolving Credit
Create a Budget
With the help of Credit Lift, you can create a budget that allows you to pay for the things you need while also creating more opportunities to purchase the things that you want. We sit down with you to go over your financial situation, income, and any debts you owe to help you create a budget to afford monthly expenses and pay down debt.
We also help you create a payment schedule that helps you stay on time with due dates, catch up on past-due accounts, and pay down revolving credit. An improved payment history and lower amount owed (also referred to as credit utilization) can help you improve your credit score. Whether it’s smaller, more frequent payments or larger sums submitted by their due date, Credit Lift helps you create a budget and develop a payment plan that works for you and your credit score.
Opening Credit
Another factor we assist with that can help improve your credit score is opening new lines of credit. This can help diversify your credit portfolio, showing lenders that you’re capable of balancing a variety of payments.
We also teach you about the importance of limiting the number of times you apply for new credit, as these inquiries can actually lower your score. This is where our assistance can really help. We help you find loans, mortgages, and other financing options that you qualify for and can afford. This means fewer loan applications for you, and it helps create a mix of credit types to improve your credit score.
Custom Credit Repair Solutions
Not everyone’s financial situation is the same, so it’s important that the decisions you make help you improve where you’re at. When you work with Credit Lift, we ask questions about your monthly payments, what you owe, where your income is coming from, and go from there to create a sustainable financial plan. The best part? We get the ball rolling during your free consultation. We can show you potential solutions that will help you improve your credit sooner than you realize. Get in touch with our team today to schedule.